Warning: Do not get a mortgage through National City Mortgage.
We have been long time customers with a perfect
record of making payments on time. Due to a death in the family we got behind slightly on our mortgage payments. They refused to accept any payments from us forcing us to become more past due and into foreclosure. I could not believe this was legal. I checked with the state and federal
consumer protection agencies and apparently there are no laws to protect homeowners against this practice. I had never heard of such a thing, I was always told that banks do not want to foreclose and will work with you. Not this bank. I asked for this policy in writing and was told that I agreed to this when taking a mortgage on our home. I went through all the paperwork, no such policy in writing.